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Innovations to Watch
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Resources: Community-Based Credit
Liquidation Is Us
'No Loans Today' emphasizes the critical importance of credit - the collateralized loans of the pawnbroker - in circumstances of extreme economic...
June 30, 2011
Loan Guarantee Program
Rather than directly lend money, the CEDO operating a Loan Guarantee Program recommends that a bank or a credit union make a loan, and guarantees...
March 30, 2011
Macro Capital, Micro Credit
The 1996 report of Parliament's Standing Committee on Finance indicates growing federal impatience with the banks, but no willingness to take...
July 01, 2011
Microenterprise Lending 101
Banks look askance at microlending for some darn good reasons. For microloan funds to prosper, they have to perfect (not just create) alternative...
July 05, 2011
Microenterprise Loan Fund
The Microenterprise Loan Fund is debt capital that a CEDO makes available to businesses so small that their credit needs ($500-$5000) are of no...
March 30, 2011
National Federation of Community Development Credit Unions
The NFCDCU is a coalition of American credit unions that serve low- and moderate-income people and communities. NFCDCU’s policies and programs show...
February 16, 2011
Support for Rural Microenterprise
Even if they have a thriving small business, women microentrepreneurs can find it very difficult to get even small amounts of credit from mainstream...
February 15, 2011
Sweden's JAK Bank
Debt, manufactured by banks without the backing of real assets and inflated over time through compound interest, redirects the wealth created in the...
June 25, 2012
What would it be like if government officials responded to CED initiatives not with detachment or disdain (or alarm) but eagerly, as committed...
March 03, 2011
The Measure of Success
What lies at the end of the neoliberal rainbow? Resourcefulness, determination, creativity, and hope, if Argentina’s experience is any indication. In...
December 20, 2012