The experience of Charlotte County, PEI, illustrates how building the aquaculture industry around small commercial interests can maximize local economic benefits. In Halifax, the Human Resources Development Association provides as many supports as possible to help employees develop both the employment skills and the personal skills to keep a job. On Newfoundland's Great Northern Peninsula and Cape Breton, GNPDC and New Dawn respectively demonstrate how CED organizations can co-ordinate strategic, but complex development initiatives that are beyond the capacity of local businesses people alone. In Ontario's troubled Waterloo Region, CODA brings together "clout, capacity, and capital" to translate the business ideas of local people into plans and reality. Finally, in Nanaimo, B.C., the CICDS has educated and integrated the resources of a local credit union to help capitalize new businesses that are too high a risk for conventional lenders.