Financial Inclusion

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The current financial mess is a wonderful opportunity for credit unions, building societies, microfinance institutions, and other social banks to seize a significant share of the market for banking...
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La simplicité a une certaine beauté, mais donne-t-elle des résultats? Le compte de développement individuel (CDI) est une façon simple et directe d'amener des personnes pauvres à connaître les...
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There is beauty in simplicity, but are there outcomes? The individual development account (IDA) is a straightforward way to get poor people to experience the trials and benefits of saving. That's...
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As the banks leave Winnipeg's North End, the pawnshops, cheque cashers, and payday loaners move in. This may reflect the laws of supply, demand, and risk, but is it healthy for the community? No way...
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The best measure of economic health - personal and collective - lies not in spending and consumption, but saving and investment. The individual development account brings that wisdom to assisting the...
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Tens of thousands of low-income people cannot get the full range of financial services that they require. The capacity, expertise, and location necessary to provide these services are present in...
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Many civil society organizations are strategically located to facilitate financial literacy among residents of low-income neighbourhoods that banks and credit unions typically underserve. Working in...
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Once you've read the standard introduction to Individual Development Accounts (IDAs), check this out. Jennifer Robson-Haddow lists the practical questions that policy-makers and practitioners should...
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The Individual Development Account encourages people of lower-income to save (especially for asset development) by matching their savings at various ratios with additional dollars. Account holders...
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Since individuals can become engaged in productive activities even if they lack money, LETS can enhance the participation of low-income people in both the economic and social aspects of community...