Community-Based Credit

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'No Loans Today' emphasizes the critical importance of credit - the collateralized loans of the pawnbroker - in circumstances of extreme economic decay.
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Banks and non-government organizations share an interest in strong, vibrant, growing communities. NGOs must endeavour to clarify that natural strategic fit to create real partnerships with banks, not...
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There are ways (short of infiltrating the board) to get your local credit union out of the bleachers and into the streets. Here's how some credit unions in Nova Scotia are getting a handle on...
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Distinctive profile; new markets; the risks inherent in unconventional investment mitigated by community capacity and engagement - a credit union manager argues that CED is just good business.
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Malgré les progrès, le DÉC et l'économie sociale demeurent des curiosités - une boutique pour les investisseurs socialement conscients, surtout au Canada. Si l'offre de capitaux pour les...
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The Microenterprise Loan Fund is debt capital that a CEDO makes available to businesses so small that their credit needs ($500-$5000) are of no interest to conventional lenders. This service must be...
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Rather than directly lend money, the CEDO operating a Loan Guarantee Program recommends that a bank or a credit union make a loan, and guarantees repayment by making a deposit with the lender. In...
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This multi-functional (and multi-million dollar) financial institution undertakes the full range of capital and financial services so communities can contemplate and plan a wide range of projects....
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Community Revolving Loan Funds fill a gap in the credit needs of a community by continually lending and relending their accumulated assets. They do not draw down any earnings to pay operational...
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A locally-based and -capitalized private nonprofit source of credit, the CDLF re-lends capital loaned to it by private sources in order to address the capital needs of affordable housing or other...